Sunny Budget Privacy Policy

This Privacy Policy describes how Sunny Budget (“we,” “us,” or “our”) handles information when you use our service. We believe in being straightforward about what we know and what we don’t.

By using the Service, you agree to this Privacy Policy, which is part of our Terms of Service.

Sunny Budget uses a zero-knowledge encryption design. Your financial data—transactions, budgets, attachments, and notes—is encrypted before it leaves your device. We do not hold the keys to decrypt this data.

This means we cannot read your financial data, and we cannot recover it if you lose your password.

Information We Knowingly Collect

• Email address — to create and identify your account
• Password (hashed) — stored in a non-recoverable form for authentication
• Encrypted financial data — stored on our servers but unreadable to us

Information That May Be Collected Automatically

Our hosting providers, infrastructure services, and any third-party tools we use may automatically collect technical information such as:

• IP addresses
• Browser type and version
• Device information
• Pages visited and timestamps
• Cookies or similar identifiers

We do not have complete visibility into all data our service providers collect. If you want to understand their practices, we encourage you to review their privacy policies directly.

We use information we collect to:

• Operate and maintain the Service
• Authenticate your account
• Respond to support requests
• Send important service-related notices
• Comply with legal obligations

We do not sell your personal information. We do not intentionally use your information for advertising.

We use cookies to keep you logged in and maintain your session. Our hosting providers or third-party services may set additional cookies.

You can configure your browser to refuse cookies, but this may prevent you from using the Service.

We use third-party services to operate the Service, which may include hosting providers, email services, and potentially bank connection APIs. These services have their own privacy policies and may collect information independently.

If you connect external accounts (such as bank connections), your use of those integrations is governed by those providers’ terms and privacy policies.

We may share information in these circumstances:

• Service providers — third parties that help us operate the Service
• Legal requirements — if required by law, court order, or government request
• Business transfers — if Sunny Budget is acquired or merges with another entity

Because your financial data is encrypted and we cannot decrypt it, we cannot share the contents of your financial data with anyone—including law enforcement—even if requested.

We implement security measures including encryption of financial data and secure password storage. However, no system is perfectly secure. We cannot guarantee that your information will never be accessed, disclosed, or destroyed through a breach.

We retain your account information while your account is active. If you delete your account, we will delete your data from production systems. Encrypted backups may persist temporarily before being overwritten.

To delete your account, contact us at support@sunnybudget.com.

The Service is not intended for anyone under 18. We do not knowingly collect information from children. If you believe we have collected information from a child, please contact us.

The Service is intended for users in the United States. Data is stored and processed in the United States.

We may update this Privacy Policy. If we do, we’ll update the date at the top. Continued use of the Service after changes constitutes acceptance.

Questions? Contact us at support@sunnybudget.com